Runway: Retirement Calculator

Screenshots

About Runway: Retirement Calculator

✈ Runway — India Retirement Withdrawal Calculator

Finally — a retirement calculator built for India.

Most retirement apps ask: "How much do I need to save?"

Runway answers the harder question: "How long will my money last — and how much can I safely withdraw every month?"

── WHO IS THIS FOR ──

• Indians aged 35–75 approaching or in retirement
• FIRE (Financial Independence, Retire Early) community
• NRIs with Indian retirement corpus
• Anyone with mutual funds, PPF, EPF, NPS asking "am I ready?"

── 5 WITHDRAWAL STRATEGIES ──

🏰 Fort Knox (2.5%) — Ultra-conservative. Maximum corpus protection. Leaves a large estate.

🏠 Steady Ground (3.5%) — The India-adjusted 4% rule. Reliable, time-tested.

⚡ Flex Mode VPW (4.5%) — Variable Percentage Withdrawal. Higher income, adapts to markets.

🎯 Smart Guardrails GK (5%) — Guyton-Klinger rules. Adjusts payouts based on portfolio performance.

🔥 Full Throttle (5%) — Maximum withdrawal. For shorter horizons or pension-backed retirees.

── KEY FEATURES ──

• India-specific: built for 6% inflation, Indian income sources (pension, rent, part-time work)
• Corpus depletion chart — see exactly when (and if) your money runs out
• Year-by-year breakdown — tap any bar to see inflation-adjusted numbers for that year
• Compare all 5 strategies side-by-side
• Adjustable settings: inflation rate, portfolio return, time horizon
• 100% private — no account, no login, no data collected. Everything runs on your device.

── WHAT MAKES RUNWAY DIFFERENT ──

Every other Indian retirement app only calculates accumulation — how much to save. Runway is the only app focused on the withdrawal phase: how to make your saved money last through retirement.

── DISCLAIMER ──

Runway is an educational calculator, not financial advice. WiseWealth Studio is not registered with SEBI or any financial regulatory authority. Projections are hypothetical and based on user inputs. Always consult a SEBI-registered investment adviser before making retirement decisions.

Information

Frequently Asked Questions